Walk in to a large and open Living Room with Cathedral Ceilings, leading you into the Eat-In Kitchen. The Kitchen has plenty of cabinet and counter space and offers access to the serene back yard. The oversized Guest Bedrooms are private and share a Full Bath. The Master Suite has a private Bath and walk-in Closet big enough to fit everyone's clothes.
2.72 acres of private and fenced property make you feel like you are in the country, but are close to everything. Conveniently located just minutes from Clemson University and Seneca.

Buy in the fastest growing community in Oconee County and bring your own builder. Located between Seneca and Clemson you are only minutes from Clemson Univeristy, shopping, dining and hospitals. The subdivision is also in the award-winning Ravenel Elementary School district. The community offers a swimming pool and pool house for residents and their guests. Beautiful brick entrances lead to decoratively lit streets winding through the property to maximize mountain views.

Buy in the fastest growing community in Oconee County and bring your own builder. Located between Seneca and Clemson you are only minutes from Clemson Univeristy, shopping, dining and hospitals. The subdivision is also in the award-winning Ravenel Elementary School district. The community offers a swimming pool and pool house for residents and their guests. Beautiful brick entrances lead to decoratively lit streets winding through the property to maximize mountain views.

Buy in the fastest growing community in Oconee County and bring your own builder. Located between Seneca and Clemson you are only minutes from Clemson Univeristy, shopping, dining and hospitals. The subdivision is also in the award-winning Ravenel Elementary School district. The community offers a swimming pool and pool house for residents and their guests. Beautiful brick entrances lead to decoratively lit streets winding through the property to maximize mountain views.

Buy in the fastest growing community in Oconee County and bring your own builder. Located between Seneca and Clemson you are only minutes from Clemson Univeristy, shopping, dining and hospitals. The subdivision is also in the award-winning Ravenel Elementary School district. The community offers a swimming pool and pool house for residents and their guests. Beautiful brick entrances lead to decoratively lit streets winding through the property to maximize mountain views.

Open Floorplan great for families to have plenty of room. The Living Room with cathedral ceiling opens to Dining Area and Kitchen for a very spacious feel. Split Bedroom floorplan for privacy. The Master Suite is oversized with a large walk-in closet and private Bath. Relax in the  jetted tub at the end of a long day. Three Guest Bedrooms offer plenty of room. Private backyard is great for entertaining. If the back yard is not big enough, walk down to Ashley Dearing Park. Great location just seconds from Elementary School, Shopping and University.

This 2BR 2BA Townhome offers plenty of open Living Space, a large Kitchen with an Eat-At Bar and a fantastic Screened Porch.
Walk in to the inviting open floorplan featuring cathedral ceilings. The Kitchen has ceramic tile flooring and plenty of counter and cabinet space. The Master Suite has a private Bath with a walk-in shower and ceramic tile flooring. The Guest Bedroom offers privacy and is adjacent to the second Full Bath.
Relax on the Screened Porch with nice views of the back yard.
Conveniently located in Seneca in the Tamarack Subdivision.

This newly remodeled home features hardwood flooring throughout all main Living Areas. The split bedroom floorplan offers 3 Bedrooms and 2 Bathrooms with maximum amounts of privacy. The bright Kitchen has an open layout, offering a large breakfast bar and Dining Area, perfect for entertaining. The oversized Living Room has a stone fireplace and access to the spacious Sunroom. Enjoy those nice summer evenings relaxing and taking in the surrounding nature views. The large Master Suite has a Private Bath with his and hers vanities, a jetted tub, separate shower and two walk-in closets. The two Guest Bedrooms share a full Bath. Both Guestrooms feature walk-in closets!
 A beautifully landscaped yard with a pavillion and plenty of flowerbeds make this a beauty. The rear of the large property also offers a large storage shed.

Beautiful Hardwood Floors throughout all Living Areas add an elegance to this great floor plan.  The living Room is separated from the Formal Dining Room by a Ceramic Tile Fireplace and built -in storage for just the right amount of privacy. The trey ceiling in the Dining Room adds a bit of flair. The Kitchen has granite counter tops and stainless appliances to go with the eat-at bar and breakfast nook.  The Guest Bedrooms and large enough for comfort and share a Bathroom with beautiful tile, walk-in shower.  The Master Bedroom is oversized and has space for a sitting area.   The bath has everything for relaxation at the end of a long day.  For those perfect evenings, the screened porch offers a place for meals and family relaxation.  Located on a cul-de-sac street and near the community swimming pool, the home offers everything.

Enter to beautiful hardwoods throughout that will lead you through the main Living Room featuring a fireplace into the bright and sunny Kitchen and Breakfast area. The Kitchen offers plenty of cabinet and counter space and an Eat-At Bar. The Open floorplan is perfect for entertaining family and friends. The Master Suite located on the Main level is a serene retreat with french door access to the screened porch, overlooking the inground pool and your very own natural preserve. A private Master Bath features a ceramic tile vanity and flooring. On the upper level are two private Guest Bedrooms, sharing a full Bath. These rooms could easily double as a private study or home office. Also on the upper level is an secret Bonus Room, perfect for additional storage space or Play Room for kids.
The spacious finished basement has a fireplace, separate workshop and access to the back yard.
Enjoy those hot summer days in the  Inground Pool. Surrounded by nature, this home built on over 1.65 acres is a wonderful retreat to come home to.

Move-Up/Repeat Home Buyer Tax Credit – Overview

v  Qualifying Conditions:

• The tax credit is equal to 10% of the purchase price up to a maximum of $6,500. Purchases above $800,000 are not eligible.
• Purchase of owner-occupied primary residence between November 7, 2009 and April 30, 2010 -- or one that closes by June 30, 2010, provided a binding sales contract was in force by April 30, 2010.
• Any kind of home including single-family, townhouses and condominiums, manufactured homes (also known as mobile homes) and houseboats.
• Home owner must have owned and resided in a home for at least 5 consecutive years of the 8 years prior to the purchase date.
• Married taxpayers: both the home buyer and his/her spouse must pass the homeownership history test.
• The income limit for single taxpayers is $125,000 and $225,000 for married taxpayers filing a joint return.

v  Other Facts:

• New Construction is treated by the tax code as having been “purchased” on the date the owner first occupies the house
• Repeat home buyers do not have to purchase a home that is more expensive than their previous home.
• The law allows taxpayers to choose to treat qualified home purchases in 2009 as if the purchase occurred on December 31, 2008, or if the purchase occurred in 2010, choose to treat it as if it occurred December 31, 2009. This means that the previous year’s income limits apply.
• A benefit of being able to choose which tax year to apply the credit is that a home buyer in 2009 will know their prior year income and whether they qualify.
• Qualified homebuyers will use IRS Form 5405 to submit for the credit. However the current form 5405 is for tax year 2008. Someone wanting to apply the credit to their 2009 taxes will still use form 5405 but will need to wait until the IRS publishes the one dated 2009 in the upper left corner.
• Taxpayers buying a home who wish to claim it on their prior year tax return, but who have already submitted their tax return to the IRS, may file an amended return claiming the tax credit using IRS Form 1040X.

 Don't forget that the 1st Time Home Buyer credit was extended as well.

"October was a good month for the housing market in South Carolina. With a 17 percent increase in total sales from October of last year, this is the largest monthly increase in activity we have reported this year. South Carolina REALTORS® agree that the first time home buyer tax credit has had a significant impact on recent sales." ---Jay Rinehart, 2010 president, South Carolina REALTORS®

Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability.  Even though interest rates have gone up in the last six months, they are still near historic lows.  Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates go up, it could cost you even more to service a mortgage on an identical home!

While a home is a major investment, it is also the center of your personal life.  It’s important to live in a home that reflects your taste and values, yet is within your financial “comfort zone.”  To that end, it may be more important to lock in today’s relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.

Please give me a call if I can be of any assistance in determining how much home you can afford in today’s market.

Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability.  Even though interest rates have gone up in the last six months, they are still near historic lows.  Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates go up, it could cost you even more to service a mortgage on an identical home!

While a home is a major investment, it is also the center of your personal life.  It’s important to live in a home that reflects your taste and values, yet is within your financial “comfort zone.”  To that end, it may be more important to lock in today’s relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.

Please give me a call if I can be of any assistance in determining how much home you can afford in today’s market.